Personal
Personal Loans
If you’re looking for financial help, look no further. Contact a Bank of the Ozarks personal loan specialist in Arkansas, Texas or North Carolina for your new car loan, home mortgage or home equity financing (Arkansas Only). Whatever you are looking for from your personal bank, Bank of the Ozarks has the right customized banking solutions for you. We’re All the Bank You Need.
Auto Loans | Home Equity Line of Credit | ATV/Recreational Vehicle | Motorcycle/Watercraft
Auto Loans
Make it easy on yourself when you purchase a new or used car with a Bank of the Ozarks auto loan.
Benefits
- Flexible Terms
- Competitive Interest Rates
- Same Day Closing
- Pick your payment due date
Checklist: What you need before you apply
- Income Verification (pay stub or W-2 form)
- Purchase Invoice or Copy of Title
- Description of vehicle (add ons, mileage, etc)
- Proof of Insurance (policy number and contact information)
Two Easy Ways to Apply
- Download an Application (in Adobe PDF format). Once downloaded, simply print the application, complete it and mail to Bank of the Ozarks Consumer Loan Dept., 4846 North Hills Blvd., North Little Rock, AR 72116 or drop it by one of our convenient locations. This application form includes important disclosures; please retain a copy for your records.
- Pick up an application at one of our branch locations or contact the loan officer nearest you.
Use one of our financial calculators to determine what your monthly payment should be.
Home Equity Line of Credit
Use the equity in your home to purchase things you need now or in the future. You have worked hard to build up the equity in your home and now is the time to put it to good use with a Bank of the Ozarks Home Equity Line of Credit.
Prime Access Line
Need more room at Home? Want to add a bathroom? Remodel your kitchen? Recarpet? Re-roof? Or is it time for a new car, truck or boat? Or do you need to consolidate high-interest credit card debt?
Open a new Bank of the Ozarks PrimeAccess Line of Credit and go ahead with your plans. With your good credit, we can loan up to 80% of the available equity in your home.
Benefits
- Competitive interest rates
- Accessing funds is as easy as writing a check
- Interest may be tax deductible (ask your tax advisor)
- Loan decision made locally
- Easy application process and quick turnaround
Checklist: What you need before you apply
- Income Verification (pay stub or W-2 form)
- Copy of Warranty Deed or legal description or address
- Mortgage holder’s contact information
- Policy number and contact information for homeowner’s insurance
Two Easy Ways to Apply
- Download an Application (in Adobe PDF format). Once downloaded, simply print the application, complete it and mail to Bank of the Ozarks Consumer Loan Dept., 4846 North Hills Blvd., North Little Rock, AR 72116 or drop it by one of our convenient locations. This application form includes important disclosures; please retain a copy for your records.
- Pick up an application at one of our branch locations or contact the loan officer nearest you
*Annual percentage rate is based on borrower credit worthiness, loan to value ratio and debt/income ratio. Interest rate and APR are variable and subject to change.
ATV/Recreational Vehicle Loan
Bank of the Ozarks offers a variety of terms for payments you can afford on the ATV or recreational vehicle of your choice.
Benefits
- Flexible terms
- Low payments
- Competitive interest rates
- Loan decision made locally
Two Easy Ways to Apply
- Download an Application (in Adobe PDF format). Once downloaded, simply print the application, complete it and mail to Bank of the Ozarks Consumer Loan Dept., 4846 North Hills Blvd., North Little Rock, AR 72116 or drop it by one of our convenient locations. This application form includes important disclosures; please retain a copy for your records.
- Pick up an application at one of our branch locations or contact the loan officer nearest you.
Motorcycle or Watercraft Loan
Bank of the Ozarks offers a variety of terms for payments you can afford on the motorcycle or watercraft of your choice.
Benefits
- Flexible terms
- Low payments
- Competitive interest rates
- Loan decision made locally
Two Easy Ways to Apply
- Download an Application (in Adobe PDF format). Once downloaded, simply print the application, complete it and mail to Bank of the Ozarks Consumer Loan Dept., 4846 North Hills Blvd., North Little Rock, AR 72116 or drop it by one of our convenient locations. This application form includes important disclosures; please retain a copy for your records.
- Pick up an application at one of our branch locations or contact the loan officer nearest you.
Some documents are in the Adobe PDF format. You will need the free Adobe Acrobat Reader to view them.
- Banking Navigation
